http://blog.findwell.com/mortgage/should-i-use-a-mortgage-broker-or-a-bank/ Real Estate Info, Advice, Statistics & Discussion Wed, 08 Sep 2010 03:53:40 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://blog.findwell.com/mortgage/should-i-use-a-mortgage-broker-or-a-bank/#comment-260 everhome mortgage Tue, 08 Jun 2010 08:45:07 +0000 http://blog.findwell.com/uncategorized/should-i-use-a-mortgage-broker-or-a-bank/#comment-260 So is paying a lot more money worth knowing they will be there every time you call or is going the cheap way but never knowing when you’re going to get a hold of them the better way. They both sound stressful to me So is paying a lot more money worth knowing they will be there every time you call or is going the cheap way but never knowing when you’re going to get a hold of them the better way. They both sound stressful to me

]]> http://blog.findwell.com/mortgage/should-i-use-a-mortgage-broker-or-a-bank/#comment-59 Ditech Home Loans Tue, 07 Apr 2009 17:23:13 +0000 http://blog.findwell.com/uncategorized/should-i-use-a-mortgage-broker-or-a-bank/#comment-59 <p>A few comments regarding the New York Times article: Banks, lenders, and brokers can get paid through a yield spread. Banks and most mortgage lenders are not required to disclose a yield spread. A mortgage rate is typically guaranteed only if the rate is locked. A signed fiduciary guarantee for the good faith estimate is not a common lending practice, that's why it's called an estimate. </p> A few comments regarding the New York Times article: Banks, lenders, and brokers can get paid through a yield spread. Banks and most mortgage lenders are not required to disclose a yield spread. A mortgage rate is typically guaranteed only if the rate is locked. A signed fiduciary guarantee for the good faith estimate is not a common lending practice, that’s why it’s called an estimate.

]]> http://blog.findwell.com/mortgage/should-i-use-a-mortgage-broker-or-a-bank/#comment-549 Ditech Home Loans Tue, 07 Apr 2009 17:23:00 +0000 http://blog.findwell.com/uncategorized/should-i-use-a-mortgage-broker-or-a-bank/#comment-549 A few comments regarding the New York Times article: Banks, lenders, and brokers can get paid through a yield spread. Banks and most mortgage lenders are not required to disclose a yield spread. A mortgage rate is typically guaranteed only if the rate is locked. A signed fiduciary guarantee for the good faith estimate is not a common lending practice, that's why it's called an estimate. A few comments regarding the New York Times article: Banks, lenders, and brokers can get paid through a yield spread. Banks and most mortgage lenders are not required to disclose a yield spread. A mortgage rate is typically guaranteed only if the rate is locked. A signed fiduciary guarantee for the good faith estimate is not a common lending practice, that’s why it’s called an estimate.

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